Experienced
Team
Team
Trusted
Service
Service
Quality
Focused
Focused
Community
Driven
Driven
Our Coverage
Insurance built around your life
From your first car to your growing business, we tailor coverage that fits — without overpaying.
Auto Insurance
Comprehensive coverage with competitive rates and 24/7 claims support.
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Home Insurance
Protect your home and belongings from the unexpected.
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Life Insurance
Secure your family's financial future with the right policy.
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Health & Obamacare
ACA marketplace plans & private health coverage for every budget.
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Business Insurance
Liability, property & workers' comp for Florida businesses.
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Financial Group
Comprehensive financial planning to grow and protect wealth.
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Why T&C Insurance
A trusted partner, not just a policy.
We're an independent Florida agency, which means we work for you — not a single carrier. Our advisors shop the market to find the right protection at the best price.
Top-Rated Carriers
We partner only with A-rated insurers.
Fast Claims Support
Direct advocacy when you need it most.
Local Florida Experts
Born and based in Port St. Lucie.
Bundle & Save
Multi-policy discounts up to 25%.
Our Team
Licensed Florida advisors
2,500+
Policies Active
$1.2M+
Premiums Saved
15+
Years Combined Experience
4.9★
Average Client Rating
Client Stories
Real Floridians. Real protection.
Trusted by families
"They treat us like family every step of the way."
"Saved over $800 on my auto policy. The team explained every detail and made the switch effortless."
Maria S.
Port St. Lucie, FL
"T&C Insurance set up the perfect liability coverage for my construction business. True professionals."
James R.
Small Business Owner
"After the hurricane, they handled my claim with care and speed. Forever grateful."
Linda K.
Homeowner
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FAQ
Common questions
Contact Us
Let's talk about your coverage.
Reach out anytime — our Florida-based team is ready to help.
